CreditIQ Pricing

The difference between plans comes down to two things: how many companies and users the account can handle, and which analysis modules are enabled. The financial engine, automated balance sheet reading and security are the same across all three.

Standard serves a company analyzing its own financial statements: loading its balance sheets, reviewing ratios and projecting its cash flow. It's the plan for a finance department that wants to stop building the analysis in spreadsheets.

Professional is the plan for evaluating third parties. It enables risk analysis, premium indicators and the portfolio view, so an analyst can compare several evaluated companies under the same criteria instead of one at a time.

Enterprise adds what a formal committee requires: qualitative factors weighed by the analyst, stress testing under adverse scenarios, covenant tracking and a consolidated report. It's the plan for an institution that has to document and defend every credit decision.

There's no setup fee and no lock-in contract. CreditIQ is a web platform: the account activates and you work from the browser, with nothing to install and no infrastructure to stand up. The plan can be changed at any time from the account itself, and billing is monthly in dollars.

• No setup fee.
• No minimum term: change or cancel the plan from the account.
• Platform updates included in every plan.
• Data you load stays yours and can be exported.

For banks, holding companies and larger financial institutions there's a corporate tier, quoted based on the volume of companies evaluated and deployment requirements. It includes on-premise installation when internal regulation requires it, and model customization using the institution's own historical portfolio.