RatiosCredit Evaluation6 min
DSCR: What It Is and How It’s Calculated
DSCR measures whether a company's cash flow covers its debt payment. Formula, interpretation, reference thresholds and common calculation mistakes.
Resources
Financial Analysis Resources
Practical guides on credit evaluation, financial ratios and reading financial statements, written for whoever has to make the decision and defend it in committee.
ContractsMonitoring7 min
Financial Covenants: What They Are and Which Ones Banks Require
Types of covenant in a credit agreement, the thresholds banks require, how they're measured period by period, and what happens on breach.
Financial StatementsChile8 min
How to Read a FECU
What a FECU is, how it’s structured and what to look at first: financial statements, key notes, financial debt and red flags.